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IRS HRA-105 Health Reimbursement Arrangement

It's like earning up to an additional $1200 per month, or more, without getting a second job ... and you'll keep yourself in good health while you're at it!


The IRS Health Reimbursement Arrangement (IRS HRA)

While just about any business setup can take advantage of this, it's the sole-proprietors that really make out.

The IRS Health Reimbursement Arrangement (IRS HRA) is a program that allows you to recover your insurance premiums and ALL of your out-of-pocket medical expenses by deducting 100% of these costs from your Federal, State, and Self-Employment taxes.

Without this program, you can only deduct, at best, 80% of these costs as a personal deduction from your Federal taxes ONLY.

Now this isn't chump change we're talking about here, you can actually deduct 100% of your family's medical expenses, including health insurance premiums, deductibles, co-pays, eyeglasses, contact lenses, dental work and appliances, prescriptions and so much more.

Most importantly, the HRA deduction is taken on the owner's business tax return, which can reduce your federal, state, and self-employment taxes! This is where the "Earn up to $1200 per month, or more, without getting a second job... and keep yourself in good health while you're at it!" comes in...

Health insurance rates are outrageous

Health insurance rates are skyrocketing but I'm sure I don't have to tell you that. Our health insurance premiums have risen 50% over the past four years. And while the premiums continue to rise, so do the out-of-pocket expenses and deductibles related to doctor's visits, prescriptions, etc. We are easily spending $1200 per month on health related expenses, what with insurance, co-pays, medication prescriptions, braces, glasses, contact lenses, etc.

Get paid to take care of your health

By taking advantage of the IRS Health Reimbursement Arrangement we are able to deduct 100% of our health related expenses. That's $1200 per month! It's just like earning a part-time paycheck without the exhaustion of a second job. Matter of fact it's better because it's like you're being paid to take care of your health.

When you can deduct the expenses it just doesn't make sense to not take care of your health and utilize the IRS HRA.

It is not a requirement that you have health insurance

You can use any health insurance plan with the IRS Health Reimbursement Arrangement including whatever plan you may be on now. If you don't have health insurance yet, now it's affordable no matter how much it costs.

If you don't have health insurance and don't want health insurance, no problem. Having a health insurance plan is not a requirement to qualify for the IRS HRA. You can still deduct 100% of your medical expenses whether or not you have health insurance! :)

Learn more and stop those medical expenses from draining your bank account

While not every small business owner qualifies for an HRA, those who do qualify cannot afford to miss out on these additional tax savings. Since 1999, small business owners nationwide have been using the IRS HRA-105 health reimbursement arrangement to fully deduct 100% of their family's medical expenses!

Please fill out this form for a no-obligation opportunity to learn more about this tax savings plan.


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I, Diane Dennis, am the Webmistress of www.TheContractorsGroup.com, a website designed to help contractors through the myriad of pitfalls that abound in the contracting world. I'm a graduate of "The School Of Hard Knocks" and I'm always willing to share my experiences, even when no one wants to listen... ;) This article can be reprinted provided it is done so in its entirety including this bio. If you do use this article, please let me know by sending an email to me at diane@thecontractorsgroup.com


     

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By Diane Dennis


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Webmistress: Diane Forster-Dennis
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