PDF forms now save-able!

Thanks to a new version of the Adobe Acrobat program I can now create fill-in-able SAVE-ABLE forms in the PDF format!

Now you don't have to have Word to save your filled-in forms!

If you have one of the following computer systems then you can use the free Reader version 7 or later and save filled-in copies. :)

• Windows NT SP6
• Windows 2000 SP2, SP3, and SP4
• Windows 2003 Server
• Windows XP
• Windows Vista
• Mac OS X 10.2.8 and later

I haven't had time to get all of the forms converted yet but please feel to email me and tell me which form(s) you have and I'll get them converted on a first-come first-serve basis. There's no charge for this so let me know as soon as you can!

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FREE CONSTRUCTION MAGAZINES
There are a lot of construction magazines available for free and they cover many different trades. There's no credit card required to get your free subscription(s). For more details and to pick up your free magazines, go here: http://www.thecontractorsgroup.com/free-construction-magazines.htm
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Customer threatening to "bond around" your mechanic's lien?

Question: I've placed a mechanics lien on one of our projects. They are saying that they are going to "bond around it". Would you know what that's about?

Says Ask Dave: A mechanic's lien is a claim against property that was improved by the claimant. More accurately, a mechanic's lien is a NOTICE of the claim against the property. The recording of a mechanic's lien does not automatically entitle the claimant to anything. The claimant must file a lawsuit to enforce the mechanic's lien. The property owner can defend that lawsuit and argue that the claimant has no rights against the property.

But pending the outcome of that lien lawsuit, potential buyers or lenders will be concerned about buying/lending because they would take either ownership or a mortgage subject to the lien claim. A buyer might be buying property that later (after a lawsuit by the lien claimant) is subject to a court foreclosure order. The only way to avoid foreclosure would be to pay off the lien claimant.

A mechanic's lien release bond alleviates these concerns. The property owner (or sometimes the general contractor) will put alternate collateral up as a security against the lien claim. A surety will post a bond as security. Thereafter, the lien claimant's claim is secured by the bond, which is guaranteed by the surety. The lien lawsuit will thereafter be against the surety, and if the lien is deemed valid, the lien claimant will recover a money judgment against the surety, which has guaranteed that funds will be available to pay the lien claim.

Owners use release bonds when they are seeking to sell or refinance property. For a lien claimant, a lien release bond is usually a good thing because the expense of foreclosing on a lien is far greater than collecting a money judgment against a surety.

Ask Dave your question(s) here - Ask Dave (when you get there, scroll to the bottom of the page to send us your question)

http://www.download-construction-forms.com/ask-dave-barnier.html
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